2025 Loan Limits | Made (Official)

2025 California FHA & Confirming Loan Limits by County

Understanding loan limits is essential when buying a home in California. These limits determine the maximum loan amount you can borrow while staying within FHA or conforming loan guidelines.

Check out the updated 2025 California FHA and conforming loan limits by county below. This data is sourced from the Federal Housing Finance Agency (FHFA) and the U.S. Department of Housing and Urban Development (HUD).

County	Single (FHA)	Single (conventional)	2-Unit Property (duplex)	3-Unit Property (tri-plex)	4-Unit Property (four-plex)
Alameda	$1,209,750	$806,500 / $1,209,750	$1,548,975	$1,872,225	$2,326,875
Alpine	$524,225	$806,500	$671,200	$811,275	$1,008,300
Amador	$524,225	$806,500	$671,200	$811,275	$1,008,300
Butte	$524,225	$806,500	$671,200	$811,275	$1,008,300
Calaveras	$524,225	$806,500	$671,200	$811,275	$1,008,300
Colusa	$524,225	$806,500	$671,200	$811,275	$1,008,300
Contra Costa	$1,209,750	$1,209,750	$1,548,975	$1,872,225	$2,326,875
Del Norte	$524,225	$806,500	$671,200	$811,275	$1,008,300
El Dorado	$763,600	$806,500	$977,550	$1,181,650	$1,468,500
Fresno	$524,225	$806,500	$671,200	$811,275	$1,008,300
Glenn	$524,225	$806,500	$671,200	$811,275	$1,008,300
Humboldt	$524,225	$806,500	$671,200	$811,275	$1,008,300
Imperial	$524,225	$806,500	$671,200	$811,275	$1,008,300
Inyo	$524,225	$806,500	$671,200	$811,275	$1,008,300
Kern	$524,225	$806,500	$671,200	$811,275	$1,008,300
Kings	$524,225	$806,500	$671,200	$811,275	$1,008,300
Lake	$524,225	$806,500	$671,200	$811,275	$1,008,300
Lassen	$524,225	$806,500	$671,200	$811,275	$1,008,300
Los Angeles	$1,209,750	$1,209,750	$1,548,975	$1,872,225	$2,326,875
Madera	$524,225	$806,500	$671,200	$811,275	$1,008,300
Marin	$1,209,750	$1,209,750	$1,548,975	$1,872,225	$2,326,875
Mariposa	$524,225	$806,500	$671,200	$811,275	$1,008,300
Mendocino	$524,225	$806,500	$671,200	$811,275	$1,008,300
Merced	$524,225	$806,500	$671,200	$811,275	$1,008,300
Modoc	$524,225	$806,500	$671,200	$811,275	$1,008,300
Mono	$776,250	$806,500	$993,750	$1,201,200	$1,492,800
Monterey	$970,600	$970,600	$1,242,550	$1,501,950	$1,866,600
Napa	$1,017,750	$1,017,750	$1,302,900	$1,574,900	$1,957,250
Nevada	$644,000	$806,500	$824,450	$996,550	$1,238,500
Orange	$1,209,750	$1,209,750	$1,548,975	$1,872,225	$2,326,875
Placer	$763,600	$806,500	$977,550	$1,181,650	$1,468,500
Plumas	$524,225	$806,500	$671,200	$811,275	$1,008,300
Riverside	$672,750	$806,500	$861,250	$1,041,050	$1,293,750
Sacramento	$763,600	$806,500	$977,550	$1,181,650	$1,468,500
San Benito	$1,209,750	$1,209,750	$1,548,975	$1,872,225	$2,326,875
San Bernardino	$672,750	$806,500	$861,250	$1,041,050	$1,293,750
San Diego	$1,077,550	$1,077,550	$1,379,450	$1,667,450	$2,072,250
San Francisco	$1,209,750	$1,209,750	$1,548,975	$1,872,225	$2,326,875
San Joaquin	$678,500	$806,500	$868,600	$1,049,950	$1,304,850
San Luis Obispo	$967,150	$967,150	$1,238,150	$1,496,600	$1,859,950
San Mateo	$1,209,750	$1,209,750	$1,548,975	$1,872,225	$2,326,875
Santa Barbara	$913,100	$913,100	$1,168,950	$1,413,000	$1,756,000
Santa Clara	$1,209,750	$1,209,750	$1,548,975	$1,872,225	$2,326,875
Santa Cruz	$1,209,750	$1,178,750	$1,548,975	$1,872,225	$2,326,875
Shasta	$524,225	$806,500	$671,200	$811,275	$1,008,300
Sierra	$524,225	$806,500	$671,200	$811,275	$1,008,300
Siskiyou	$524,225	$806,500	$671,200	$811,275	$1,008,300
Solano	$685,400	$806,500	$877,250	$1,061,050	$1,318,400
Sonoma	$897,000	$897,000	$1,148,500	$1,388,100	$1,724,600
Stanislaus	$535,900	$806,500	$686,700	$830,500	$1,032,900
Sutter	$524,225	$806,500	$671,200	$811,275	$1,008,300
Tehama	$524,225	$806,500	$671,200	$811,275	$1,008,300
Trinity	$524,225	$806,500	$671,200	$811,275	$1,008,300
Tulare	$524,225	$806,500	$671,200	$811,275	$1,008,300
Tuolumne	$524,225	$806,500	$671,200	$811,275	$1,008,300
Ventura	$1,017,750	$1,017,750	$1,302,400	$1,573,550	$1,956,400
Yolo	$763,600	$806,500	$978,900	$1,183,700	$1,471,200
Yuba	$524,225	$806,500	$671,200	$811,275	$1,008,300

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